Anne Marie Kruk
Anne Marie Kruk
General Manager of Propositions & Voice of the Customer
Australian Payments Plus 

Anne-Marie is a purpose-driven leader who has worked in London, Dubai, and Sydney across multiple industries, including retail, consulting, and financial services. She has led major commercial and customer programmes at organisations such as McKinsey & Company, Westpac, Woolworths, Harrods, Harvey Nichols, and currently at Australian Payments Plus. She is passionate about creating high-performing, customer-led cultures, supporting women to achieve their full potential, and driving social impact. In 2013, Anne-Marie founded the epilepsy awareness charity Something on the Brain. 

Anne-Marie is a purpose-driven leader who has worked in London, Dubai, and Sydney across multiple industries, including retail, consulting, and financial services. She has led major commercial and customer programmes at organisations such as McKinsey & Company, Westpac, Woolworths, Harrods, Harvey Nichols, and currently at Australian Payments Plus. She is passionate about creating high-performing, customer-led cultures, supporting women to achieve their full potential, and driving social impact. In 2013, Anne-Marie founded the epilepsy awareness charity Something on the Brain.